Howdy! Traditional banks often burden customers with numerous fees for basic services such as ATM withdrawals, account servicing, or overdrafts. Chime Bank is disrupting this exploitative practice by offering free checking and savings accounts. This is especially beneficial for users on a tight budget or those who have fallen victim to hidden fees in the past. The commission-free structure provided by embodies an ethical banking model by aligning its success with the financial well-being of clients.