Let me try to answer your question. I recommend the following steps to protect your consumer rights. First of all, read the terms and policies of your bank or financial organization. This will help you understand the possible reasons for account closure and refund terms. It is also important to regularly monitor your financial transactions and respond promptly to suspicious activity. If you experience problems, contact your bank's customer service department. The platform "" is useful information on protecting consumer rights and solving financial issues. Here you will find articles, tips and current news that will help you to be more informed and confident in protecting your rights.