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Debt Settling vs. Debt Consolidation

by Nana123 » Thu Apr 13, 2023 9:00 am

I lost my job and am now underemployed, dealing with $18k credit card debt. Paying just above minimum but not seeing balances go down. I don't want to file bankruptcy either. Could you help me understand my options to get rid of my debt?
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Posts: 184

Re: Debt Settling vs. Debt Consolidation

by jo333y » Sun Apr 16, 2023 6:54 pm

In fact, you have no other choice. $18,000 is a huge amount and I doubt you'll be able to pay it back on time, so debt settlement is the best option for you. On this occasion, I can advise you to read the
They are real experts in everything related to debt relief, so they will be able to help you.
Posts: 78

Re: Debt Settling vs. Debt Consolidation

by Lika » Wed Jun 14, 2023 12:11 pm

It is indeed very unfortunate. Unfortunately, no one is immune to such situations. Perhaps you should consider finding a better-paying job. Since the amount of debt is not small, you will definitely need someone's assistance. I hope you find a way out of this situation.
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Posts: 10

Re: Debt Settling vs. Debt Consolidation

by Karolina » Wed Jun 14, 2023 1:24 pm

I agree, I am sorry it happened to you. I think you should not give up everything, and on the contrary, pull yourself together. Try to look for part-time work. Or find a better job with a good salary. The credit taken from the bank must be repaid quickly, or you might lose something, so ask a good lawyer to get good advice on the matter.
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Posts: 35

Re: Debt Settling vs. Debt Consolidation

by Christopher22 » Thu Jun 15, 2023 7:16 pm

Today I want to share the good news - I got a free business loan in Texas and I want to share my experience with you. This is a unique opportunity that can help you grow your business without additional financial costs. In my case, I contacted one of the local organizations that provides support to small and medium businesses in Texas. I presented my business plan and presentation about my goals and the growth potential of the company.
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Posts: 21

Re: Debt Settling vs. Debt Consolidation

by Coreyspenson » Thu Jun 15, 2023 7:26 pm

As my grandmother used to say "it is always better to have less money but not be in debt than to have a lot of money and have debts everywhere" said and done, I think the same thing, debts are the worst thing there is and you always have to try to pay them off
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