Howdy! I often make purchases on the Internet, and most often I used my bank card when paying. But sometimes I had difficulties with the sellers, which were quite difficult to solve. And then my friends advised me to use Paypal to pay for goods online. I read a lot of information about them here https://paypal.pissedconsumer.com/customer-service.html and I realized that they can easily solve my problems with unscrupulous sellers, and therefore I have been using their services for several years now.