Many Home Ownership Programs require homebuyer education courses to ensure financial preparedness. These courses cover essential topics such as budgeting, mortgage terms, and property maintenance. Completing a certified homebuyer education program can also qualify buyers for additional financial assistance, including down payment grants and low-interest loans. The goal of these courses is to help buyers make informed decisions and avoid common pitfalls in homeownership. Many online and in-person options are available, often at little to no cost. If you plan to use a homebuyer assistance program, completing an education course is a great first step.