Hi, When you decide to request a credit limit increase, it is important to understand that the credit card company will evaluate your eligibility based on several factors. One of the most important is your payment history. The credit card company will check to see if you regularly make payments on time. As an example, I will give you that a good history of timely payments is a positive indicator for merrick bank credit line increase , and the stability of your income and employment play an important role. Higher income and a stable job can increase your chances of approval. Your credit score is a deciding factor. A higher credit score suggests responsible use of credit and increases the likelihood of increasing your limit. The age of your credit score may also factor into the decision. A longer credit history can be considered more stable and reliable.