I'm thinking about creating a crypto wallet for long-term storage, but I don't know how to choose the most reliable platform. Which services offer cold wallets with additional security measures? Are there platforms that also offer insurance in case of hacking or loss of funds? I would like to know what to choose to minimize risks.

Now is exactly the best time to buy cryptocurrency. But after you buy the right coin you will need a secure wallet for long term storage, I would recommend https://nonbank.io/ . Use cold storage that will help you for asset protection for long term. I use this platform to store Bitcoin and other cryptocurrencies and feel much more confident knowing that my assets are well protected.