Sounds a lot like my use case. I don’t haul stuff daily, but when I do, I need it to be protected and easy to access. I got a folding cover from Undercover and it's been perfect for that kind of occasional use. It folds up in seconds, stays out of the way when open, and it’s secure enough that I don’t worry when I leave gear overnight. No signs of wear after a year and it’s been through all seasons — dry in the rain, no wind flapping, and it doesn’t look bulky on the truck. Not the cheapest, but definitely worth the peace of mind.