NJ’s Pharmaceutical Assistance to the Aged and Disabled (PAAD) automatically enrolls you in the Senior Energy Discount, but you have to apply through DCA first. My neighbor in Trenton saved $38/month after PAAD approval. Need SS award letter and proof of NJ residency 10+ years. The portal walks seniors through both programs: https://www.utilityassistance.org/nj/ – there’s a senior hotline that mails paper apps if online is hard. Discount starts the next billing cycle.