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Managing personal and professional finances as a medical stu

by SerhiiKovalski » Tue Dec 16, 2025 4:01 pm

Honestly, med school loans already have me buried, and starting a small side project seemed impossible. My credit isn’t great yet, so banks basically told me “try again in five years.” I felt like I had no options and was stuck waiting.
Posts: 17

Re: Managing personal and professional finances as a medical

by YuriyHrynevsky » Tue Dec 16, 2025 4:02 pm

I get you. I was in residency last year and wanted to open a tutoring side gig for premeds. Banks weren’t interested at all. What helped me was looking into alternative business loans that focus more on your actual income and less on your credit history — it’s not glamorous, but it works if you have steady cash flow.
Posts: 10

Re: Managing personal and professional finances as a medical

by ViktorKoroviak » Tue Dec 16, 2025 4:02 pm

Yeah, there are legit services for that. For instance, check https://www.gofundshop.com/loans-for-bad-credit/ — they match you with lenders offering bad-credit business loans. They consider your business potential, not just your FICO score, and offer fast approvals, same-day funding, and flexible repayment options.
I liked that the process is straightforward and doesn’t require mountains of paperwork. For anyone juggling student debt and side projects, it’s a real lifesaver.
Posts: 6

Re: Managing personal and professional finances as a medical

by SerhiiKovalski » Tue Dec 16, 2025 4:37 pm

The key takeaway for me: don’t assume low credit is the end of the story. Some lenders look at actual earnings, revenue potential, and how you manage money in practice. That opened doors I thought were closed forever.
Posts: 17

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