What to do? A week after we bought our current house, my husband lost his job. (Screw you, pandemic!) He was unemployed for nine months. Since we spent all of our savings on the house down payment, closing, moving across country, etc... we didn't have anything to carry us through. And since we had just moved to a new state, he couldn't get unemployment. I ended up working two full time jobs to pay the bills, but even with my efforts, I still didn't make half as much as he made before. We made it through by throwing my entire income at the mortgage and using credit cards for everything else. He has since been able to get a similar role, but at half his salary before. He has been there for 5 months now.